{
  "object": "rate_card",
  "property": "apis.finance",
  "currency": "USD",
  "pricing_law": "Price, flat, fixed at post",
  "meter": "No decision, no charge.",
  "settlement": "x402, settled in USDC",
  "columns": ["SKU", "What your agent gets", "Price, flat, fixed at post", "Status"],
  "skus": [
    {
      "sku": "Floorplan collateral telemetry",
      "gets": "The attested Collateral file per floored VIN: title-lien state, odometer, location attestation, sale signals, Curtailment schedule, Payoff figure",
      "price": "$45 per floored VIN per audit period",
      "status": "LIVE · desk pilot"
    },
    {
      "sku": "Business credit / KYB",
      "gets": "Entity verification, registrations, lien and judgment flags, cash-flow signals on a Borrower",
      "price": "$3.00 per file pull",
      "status": "LIVE"
    },
    {
      "sku": "UCC-9 search",
      "gets": "Debtor search across state filing offices: lien positions, secured parties, filing images. State office fees pass through at cost",
      "price": "$4.00 per search",
      "status": "LIVE"
    },
    {
      "sku": "Payoff quotes",
      "gets": "Attested Payoff figure with per-diem and good-through date",
      "price": "$1.50 per quote",
      "status": "LIVE for floored Collateral under a Mandate · consumer payoff ROADMAP"
    },
    {
      "sku": "Amortization math",
      "gets": "Schedules, Curtailment recalculation, per-diem interest, Payoff projection",
      "price": "$0.01 per calculation",
      "status": "LIVE"
    },
    {
      "sku": "License-permission lookup",
      "gets": "Which acts which party may lawfully perform, per state, typed",
      "price": "$0.10 per lookup",
      "status": "LIVE"
    },
    {
      "sku": "KYA agent scores",
      "gets": "Counterparty score for an agent: Mandate history, settlement record, delegation chain",
      "price": "Price posts with the SKU",
      "status": "ROADMAP · spec posted"
    }
  ],
  "fee_lines": {
    "Telemetry Fee": "pure data",
    "Product Fee": "platform work",
    "Origination Fee": "only ever from a licensed entity"
  },
  "note": "Never a percentage of the credit."
}